Terms of Service

1. Introduction

These Terms of Service (“Terms”) govern your use of the website karmamind.co.uk (“Site”) and any associated services or memberships we provide (“Services”). By using the Site and registering for membership, you agree to these Terms.

2. Who We Are

This Site is operated by Karma Mind. If you’re a member, you accept that we’re the controller of your personal data in the ways set out in our Data Protection Policy.

3. Membership Services

We offer different levels of membership with varying access, features, and benefits. Your access depends on the membership tier you choose, and fees (if any) are as described on the Site at the time of purchase.

We reserve the right to change, suspend or remove membership levels or features at any time.

4. Your Account

You must:

  • Provide accurate, complete and up-to-date information when you register.

  • Keep your login details secure.

  • Notify us immediately if you suspect any unauthorised use of your account.

We may suspend or terminate accounts at our discretion if these Terms are breached.

5. Your Data and Privacy

By registering for membership, you consent to us collecting and processing your name, address, date of birth and other necessary information as described in our Data Protection Policy.

6. Acceptable Use

Don’t misuse the Site or Services. You agree not to:

  • Use the Site for unlawful purposes.

  • Share harmful, defamatory or abusive content.

  • Interfere with other members’ use of the Services.

We may block access or remove content that breaches these terms.

7. Payments and Fees (if applicable)

Membership fees are as published on the Site. You agree to pay all applicable fees and taxes. Fees are non-refundable except as required by law.

8. Intellectual Property

All content on the Site (text, graphics, logos, software, etc.) is owned by us or our licensors. You’re granted a limited licence to use content for personal membership use only.

9. Termination

We may terminate or suspend access to your account at any time if you breach these Terms or for other operational reasons.

10. Disclaimers and Liability

To the fullest extent permitted by law, we provide the Site “as is” and exclude all warranties. We are not liable for indirect losses, lost profits, or any damages arising from your use of the Site.

11. Changes to Terms

We may update these Terms from time to time. We’ll post updated Terms on the Site and notify you where required by law.

12. Governing Law

These Terms are governed by the laws of England and Wales.